Experienced Lawyers for Insurance Disputes
People buy insurance to avoid sudden, unexpected expenses by making regular, predictable payments. Drivers are required to carry auto insurance, many employers offer insurance to their employees, and mortgage companies require homeowners' insurance, all to provide reliability.
But some insurance companies, when the time comes to pay out on a claim, are less than reliable. At Dix, Hunt & McDonald, our attorneys help regular people stand up for their rights. If you have an insurance dispute, contact us to arrange a free initial consultation. We charge no fees unless we recover damages on your behalf.
You Have Powerful Rights. Stand Up for Them.
Under Montana law, your insurance company owes you certain legal duties. For instance, if you have been injured in an auto accident, your auto insurer has an obligation to provide you with what are called Ridley benefits: medical bills and lost wages that are not being paid by any other source.
If you make a claim with another person's insurance company, they owe you a duty of good faith and fair dealing, including an obligation to respond promptly to your communications. If an insurance company is acting in bad faith or unfairly toward you, we can help.
Just because an insurance adjuster is being pleasant to you does not mean he or she isn't setting you up to accept less compensation than your claim is worth.
Another important aspect of Montana law is that if an insurance company refuses to settle your valid claim within a reasonable amount of time, they may end up owing you more than the policy limits. Montana law is generally beneficial to insurance consumers, but you may need a strong legal advocate to ensure that your rights are protected in an insurance dispute.
Advocates for Insurance Consumers in Montana
Our firm is on the cutting edge when it comes to protecting Montana consumers from abusive insurance company practices. When the State of Montana Insurance Commissioner was sued by insurance companies in a dispute over state and national insurance regulations, we were hired and successfully stood up for Montana consumers.
We have a full understanding of all the major types of insurance that a client may have, including standard auto insurance, uninsured and underinsured motorist coverage, medical payments coverage, medical insurance, homeowners' insurance and ERISA benefits.
If you are involved in any sort of insurance dispute, don't hesitate to contact us to discuss your options.
